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How to secure your home when you’re away

Router unplugged in case of storms? Check. Geyser off? Done. Neighbours have a set of spare keys? Check. Fur-kids booked into canine hotel or cattery? Sorted.

Going away isn’t always about packing a bag and jetting off. There’s a lot to consider if you want peace of mind this festive season. You’ll be safe and so will your pets—but what about your home and its contents?

In today’s digital world, not only are our homes filled with (expensive) gadgets, many of them can be controlled with a smartphone.

In fact, home automation has never been easier. Putting your lights on a timer, for example, can be as simple as buying WiFi-friendly light bulbs and downloading a free app. You can even get gadgets that intelligently assess if your pot plants need more water, sunlight or a fertilizer top-up.

Even security cameras, with a good network in place, can be simple to set up. Video monitors—in play with a good home automation system—will allow you to check in on your house no matter where you go these holidays. It’s the next best thing to being there!

But what about the non-tech items that still hold a place in your heart and may land up costing a fortune to replace if broken or stolen? Dialdirect’s comprehensive insurance options are your best bet.

In fact, its Home Contents Insurance could be exactly what you’re looking for; it might even cover some items you never thought about insuring like curtains, vases, furniture, books and kitchen appliances.[su_box title=”Here comes the rain” box_color=”#f37021″]It’s the stormy season. And, even though load shedding has been “postponed” until 2016, that doesn’t mean we’re not subject to surprise power outs and inopportune power failures. Dialdirect’s comprehensive home contents insurance option covers the following and more: Malicious damage Break-in or theft Fire Lightning Power surge Explosion Dialdirect’s home contents insurance also comes with a Cash Back Bonus which pays up to 25% of all premiums, or the entire first year’s premiums (whichever is less) back in cash after four consecutive years of continuous cover. Read about it here.[/su_box]

Depending on your lifestyle and budget, you can tailor the package to suit what is most important to you. But that doesn’t mean you shouldn’t be cautious; try keep your valuables out of sight and out of mind to discourage any criminal activity.

One last thing to consider is house (and pet) sitters. Your important items may be packed away and under surveillance, but what about your house/pet sitter’s valuables? A thorough home insurance package should also cover your guest’s belongings, so make sure that’s in place before you go.

To find out more about Dialdirect insurance, the assist and included insurance benefits, click here.

Dialdirect is an authorised financial services provider (FSP licence number: 15259).

[Image – CC BY Michael Coghlin]

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