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Google Pay may get peer-to-peer payments via QR code

The past few months have seen a number of mobile payment solutions trying to gain greater traction in the financial services space, with Samsung Pay one of the more notable local releases of late.

Now Google Pay is making moves in the space, with the recently rebranded payment solution reportedly adding a new peer-to-peer feature.

The report comes via XDA Developers which cites a handful of screenshots tweeted out by Jane Manchun Wong.

Whether or not the screenshots are the real thing remains to be seen, with Google yet to comment on whether such a feature will indeed be coming to the Pay platform, but XDA does note that Wong has a strong track record when it comes to leaked information.

Taking them on their word then, let’s take a look at the screenshots below.

It looks as if the Google Pay app will allow users to select contacts within the mobile device’s phonebook when they’re in the Send or Request Money section of the application. Once selected, a QR code can be generated and sent to the desired contact. From there the mobile device will be able to scan said QR code in order to authenticate the transaction.

We’re not entirely sure this is the most elegant solution, as there are quite a few steps involved, but perhaps the added level of security will make the Google Pay platform a bit more appealing to consumers who are not exactly sold on the tap to pay functionality of other solutions.

With the local mobile payment space featuring only a handful of noteworthy operators, adding something like Google Pay’s peer-to-peer feature could indeed inject the industry with some much needed impetus.

We’ll have to wait and hear from Google though, on whether this QR code offering will come to fruition.

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